Private Clients

Two people at desk FX Capital can assist private individuals with transferring money and making foreign exchange payments out of and into South Africa.

We offer the excellent exchange rates and very low transaction fees. Our aggregated trade volume exceeds R1.5 billion per annum which enables FX Capital to have direct dealings with the central treasuries of our partner banks.

We offer our services to both residents and non-residents and will have a solution for you. Whether you’re emigrating, selling your house locally or abroad, making a foreign investment, or donating funds to someone overseas we’ll have a solution for you.

Our average client saves R7,500 per R1 million foreign payment.

Benefits of using FX Capital:

Excellent exchange rates
Very low transfer fees
Direct dealing – you book your exchange rate when it suits you
Tax clearance assistance
No need to deal with the bank – we do that for you
Fully compliant with South African Reserve Bank and SARS
Client funds deposited in secure client treasury accounts with necessary guarantees in place

Foreign Payments include:

Foreign Investment Allowance – R4 million per adult per annum over 18 years of age
Travel Allowance – R1 million per adult and R200,000 per child per annum
Discretionary Allowance – forms part of the travel allowance and can be sent as gifts/loans to non-residents currently living overseas or to South Africans temporarily living abroad.
Emigration Allowances
Foreign Payments from abroad paid into South Africa
Forward exchange contracts